Why I became a financial protection consultant
2014 — A lesson that came late
In 2014, my mother-in-law was diagnosed with Alzheimer's disease and quickly lost the ability to manage daily life on her own. About two years later, a friend working in insurance suggested we go back and review her policy — that's when we discovered she qualified for a TPD (Total and Permanent Disability) claim. The payout came through in 2017, and it became a key support for her care in the years that followed.
June 2026 — The journey comes full circle
From 2014 to 2026, caring for my mother-in-law — nursing fees, formula, and everything in between — cost more than RM250,000. She passed away peacefully this June. That journey is exactly what drives me to keep telling families: plan ahead of time, don't wait to dig out the policy after something has already happened.
My mother-in-law was diagnosed with Alzheimer's
She went from managing on her own to needing full-time care within a very short time.
A friend's reminder uncovered a claim
A friend working in insurance suggested we review her policy — that's when we found out she qualified for a TPD claim.
The TPD claim came through
That payout became a key support for her day-to-day care in the years that followed.
Joined Great Eastern Life with my wife
Became a Great Eastern Life consultant and began building a systematic foundation in insurance and financial planning.
Qualified as an RHB Trustees Estate Planner
Focused on will writing, will custody, executor and trustee services — helping clients plan the full picture of what happens to their assets.
My mother-in-law passed away in June
Over ten years of care, nursing and nutritional costs totalled more than RM250,000 — still my biggest reason for helping families plan early.
